Pulse (interbank network)

Pulse

Industry	Financial services electronic funds transfer
Predecessor	Gulfnet MoneyStation
Founded	1981; 44 years ago (1981)
Headquarters	United States
Number of locations	4,400+ U.S. financial institutions
Products	Pulse Pay
Parent	Capital One
Website	www.pulsenetwork.com

Pulse is an interbank electronic funds transfer (EFT) network in the United States. It serves more than 4,400 U.S. financial institutions and includes more than 380,000 ATMs, as well as POS terminals nationwide. Rivals of the network include First Data's STAR and Fidelity National Information Services's NYCE. It is owned by Capital One, issuer of the Discover Card since 2025, and is included in Discover's agreement with China UnionPay; cards can be used on each other's network leading to better acceptance outside large cities than the larger networks.