Affordable housing

Affordable housing is housing which is deemed affordable to those with a household income at or below the median^[1] as rated by the national government or a local government by a recognized housing affordability index. Most of the literature on affordable housing refers to mortgages and a number of forms that exist along a continuum – from emergency homeless shelters, to transitional housing, to non-market rental (also known as social or subsidized housing), to formal and informal rental, indigenous housing, and ending with affordable home ownership.^[2]^[3]^[4]^[5]

Housing choice is a response to a complex set of economic, social, and psychological impulses.^[6] For example, some households may choose to spend more on housing because they feel they can afford to, while others may not have a choice.^[7]

^ Bhatta, Basudeb (2010). Analysis of Urban Growth and Sprawl from Remote Sensing Data. Advances in Geographic Information Science. Springer. p. 23. ISBN 978-3-642-05298-9.
^ "Definition Affordable Housing" (PDF). Archived from the original (PDF) on 25 January 2020. Retrieved 12 December 2011.
^ CNHED Archived 4 February 2012 at the Wayback Machine
^ "Queensland Affordable Housing Consortium [QAHC], Australia" (PDF). Archived from the original (PDF) on 26 April 2012.
^ Affordable Housing: Issues, Principles and Policy Options (PDF). Affordable Housing Summit. Canberra, Australia: Australian Council of Trade Unions. July 2007. Archived from the original (PDF) on 26 May 2012. Retrieved 8 December 2011.
^ Hulchanski, J. David (October 1995). "The Concept of Housing Affordability: Six Contemporary Uses of the Expenditure to Income Ratio" (PDF). Housing Studies. 10 (4). doi:10.1080/02673039508720833. Archived from the original (PDF) on 27 April 2012. Retrieved 8 December 2011.
^ Luffman, Jacqueline (November 2006). "Measuring housing affordability". Perspectives on Labour and Income. 7 (11). Statistics Canada: 16–25.

[Bhatta,_Basudeb_2010_23-1] Bhatta, Basudeb (2010). Analysis of Urban Growth and Sprawl from Remote Sensing Data. Advances in Geographic Information Science. Springer. p. 23. ISBN 978-3-642-05298-9.

[2] "Definition Affordable Housing" (PDF). Archived from the original (PDF) on 25 January 2020. Retrieved 12 December 2011.

[3] CNHED Archived 4 February 2012 at the Wayback Machine

[4] "Queensland Affordable Housing Consortium [QAHC], Australia" (PDF). Archived from the original (PDF) on 26 April 2012.

[5] Affordable Housing: Issues, Principles and Policy Options (PDF). Affordable Housing Summit. Canberra, Australia: Australian Council of Trade Unions. July 2007. Archived from the original (PDF) on 26 May 2012. Retrieved 8 December 2011.

[Hulchanski,_J._David_1995-6] Hulchanski, J. David (October 1995). "The Concept of Housing Affordability: Six Contemporary Uses of the Expenditure to Income Ratio" (PDF). Housing Studies. 10 (4). doi:10.1080/02673039508720833. Archived from the original (PDF) on 27 April 2012. Retrieved 8 December 2011.

[7] Luffman, Jacqueline (November 2006). "Measuring housing affordability". Perspectives on Labour and Income. 7 (11). Statistics Canada: 16–25.

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