| Jesinoski v. Countrywide Home Loans, Inc. | |
|---|---|
 | |
| Argued November 4, 2014 Decided January 13, 2015 | |
| Full case name | Jesinoski et ux. v. Countrywide Home Loans, Inc., et al. |
| Docket no. | 13–684 |
| Citations | 574 U.S. 259 (more) 135 S. Ct. 790; 190 L. Ed. 2d 650 |
| Argument | Oral argument |
| Opinion announcement | Opinion announcement |
| Case history | |
| Prior | 729 F.3d 1092 (8th Cir. 2013) |
| Holding | |
| The Truth in Lending Act does not require borrowers to file a lawsuit to effectuate rescission | |
| Court membership | |
| |
| Case opinion | |
| Majority | Scalia, joined by unanimous |
| Laws applied | |
| Truth in Lending Act | |
Jesinoski v. Countrywide Home Loans, Inc., 574 U.S. 259 (2015), was a United States Supreme Court case in which the Court held that the Truth in Lending Act does not require borrowers to file a lawsuit to rescind loans and that sending written notice is sufficient to effectuate rescission.[1] Some commentators described Justice Antonin Scalia's unanimous majority opinion as "terse" and the "shortest opinion of the year".[2] Other analysts have described Jesinoski as a "landmark case" in Truth in Lending Act jurisprudence.[3]
- ^ Jesinoski v. Countrywide Home Loans, Inc., No. 13–684, 574 U.S. 259 (2015), slip op. at 5.
- ^ Ronald Mann, Opinion Analysis: Shortest opinion of the year explains TILA rescission right SCOTUSblog, (Jan. 13, 2015, 4:22 PM).
- ^ Milan Prodanovic, Hiding in Plain Sight: Jesinoski and the Consumer's Right of Rescission, 10 Duke J. Const. L. & Pub. Pol'y 141 (2015).
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